You have picked an EV and seen its price on a list. Before paying a booking amount, ask the dealer for the amount you will need to pay to take that exact car home. The two numbers may differ.
Start by checking the model and variant on the quote. Battery size, equipment and even the charging cable can vary between versions. Ask the dealer to write down the selling price for that version, including any discount. NADA publishes vehicle MRPs, and our EV price list helps you compare models. Ask the dealer for the final amount due at delivery.
Ask for separate lines
The quote should show the car price, insurance, registration and any other charges due before delivery. Put accessories and services on their own lines. Then you can see what is required and what you can decline. Tata Motors Nepal says its online prices are ex-showroom and asks buyers to get the final on-road price from a dealer. Check this with whichever brand you choose.
Pay particular attention to "charger included." Does that mean a portable charging cable, a wall charger, or installation at your home? If installation is included, ask whether wiring and electrical work are covered. These can cost extra even when the charger itself is free.
If the dealer promises a discount, check that it appears on the written quote. Record the booking amount, whether it is refundable, the expected delivery date and how long the price is valid. Those details matter if delivery is delayed or the available variant changes.
Check the loan separately
A monthly payment alone does not tell you the cost of a loan. Ask the bank or dealer for the down payment, interest rate, loan term, fees and total amount you will repay. A longer loan may lower the monthly payment while increasing the total cost. Nabil Bank's auto-loan page, for example, lists a term for EV loans and a prepayment charge for fixed-rate loans. Check the current written offer rather than assuming those terms apply to every bank.
You can try different figures in our EMI calculator. Its result is an estimate; use the lender's written terms before signing anything.
You may also see import-tax estimates online. Do not add one to the showroom price. The dealer has already considered import costs when setting that price. The Department of Customs publishes the current tariff, and our import tax tool explains the calculation for a vehicle being imported.
After delivery, you will still pay for charging, service, tyres and annual vehicle tax where applicable. Those are running costs. Keep them separate from the amount due at delivery so you can compare two cars fairly.
If you cannot tell which items are compulsory, ask the dealer to rewrite the quote before you pay.